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Become a member Contribution rate Free family insurance Registration for Meine SBK SBK bonus program
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7 days / 24h toll-free within Germany 

0800 072 572 587 00
8 a.m. to 8 p.m. toll-free within Germany

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SBK Bonus Scheme

Motivated, activated and rewarded.

Are you regularly taking care of your health? It’s great that you're taking the time to do that. Now you can reward yourself for your healthy lifestyle with the SBK Bonus Scheme. It’s easy to get involved digitally via the Meine SBK app. This allows you to keep track of your bonus activities wherever you are and at any time – all together in one place along with other SBK services.

Eine Frau sieht sich ihr SBK-Bonusprogramm-Guthaben in der Meine SBK-App an.

SBK Bonus Scheme – your benefits

  • Easily take part via the Meine SBK app.
  • Save up to €20 for each health activity.
  • You will get a bonus for vaccinations, going to the gym and much more.
  • You can submit your activities at any time from anywhere.
  • In your Meine SBK account you will find the bonus scheme for your children under 15 years old covered by family insurance. Children from the age of 15 can take part in the bonus scheme digitally via their own account.

    • It's that simple

    OffersYou receive a bonus forFrequencyReward 2024
    Statutory dental check-upsTreatment from a dentist in order to have healthy teeth.1× per year€5
    Professional dental cleaningProfessional dental cleaning1× per year€10
    Vaccinations
    or Travel vaccinations    		Recommended vaccinations and protective vaccinations recommended for travel abroad.for each vaccination in the year€5 for each proof
    Health check-up 18 or olderHealth checks for the early detection of diseases with your healthcare card

    1x between the ages of 18 and 34,
    from the age of 35 every three calendar years.

    		€5
    Skin cancer screening 18 or olderSkin cancer check-up1x between the ages of 18 and 34,
    from the age of 35 every two calendar years.    		€5
    Colon cancer screening 50 or olderTests (stool test or colonoscopy) for the early detection of colon cancer

    1x between the ages of 50 and 54,
    from the age of 55 every two calendar years.

    		€5
    Early detection screenings for men and womenScreenings for women over the age of 18 for the early detection of e.g. breast cancer and cervical cancer and for men over the age of 45 for e.g. prostate tactile examinationsusually once a year, depending on the age and type of screening€5 for each proof
    Health initiatives at workParticipation in health campaigns organised by your employer2× per year€5 for each proof
    Certified (online) health classesParticipation in certified (online) health classes in the areas of movement, nutrition, stopping smoking, relaxation or stress relief2× per year€20 for each proof
    Swimming badgeSwimming badge awarded by the German Olympic Sports Confederation and its affiliated clubs and the DLRG1× per year€20
    Sports badgeSports badge awarded German Olympic Sports Confederation for all types of sport and its affiliated clubs as well as any performance badge of a sports association1× per year€20
    Active membership at a gym or sports classTraining or sports class (e.g. climbing or dance lessons) with a qualified instructor1× per year€20
    Active membership in a sports club or sports classactive membership in a sports club or regular participation in a sport at university or a company or sports class (e.g. climbing or dance lessons)1× per year€20
    Fit and activeActive participation in sporting events under qualified leadership, e.g. organised city runs or hikes coordinated through the German Alpine Club (DAV)2× per year€20 for each proof
    10,000 Step Challenge*walk/run at least 10,000 steps for seven days in a row2× per year€20 for each proof

    With the SBK Bonus Scheme, you can reward yourself with €250 or more.

    *We only reward this activity when you use our Bonus Scheme digitally via Meine SBK.
    Type of serviceYour child receives a bonus forFrequencyReward 2024
    Statutory dental check-upsTreatment from a dentist in order to have healthy teeth2× per year€10 for each proof
    Vaccinations
    or Travel vaccinations    		Recommended vaccinations and protective vaccinations recommended for travel abroad.for each vaccination in the year€5 for each proof
    U and J-Check-upsU1-U11, J1 and J21× per year€10
    Company health initiatives for young people who are employedParticipation in health initiatives offered by your employer2× per year €5 for each proof
    Certified (online) health classesParticipation in certified (online) health classes in the areas of movement, nutrition, stopping smoking, relaxation or stress relief2× per year€20 for each proof
    Active membership at a gym or sports classTraining or sports class (e.g. climbing or dance lessons) with a qualified instructor1× per year€20
    Active membership in a sports club or sports classActive membership in a sports club or regular participation in a sport at a company or sports class1× per year€20
    Swimming badgeSwimming badge awarded by the German Olympic Sports Confederation and its affiliated clubs and the DLRG1× per year€20
    Sports badgeSports badge awarded German Olympic Sports Confederation for all types of sport and its affiliated clubs as well as any performance badge of a sports association1× per year€20
    Fit and activeActive participation in sporting events under qualified leadership, e.g. organised city runs or cycling tours coordinated through the General German Cycling Club (ADFC)2× per year€20 for each proof
    10,000 Step  Challenge*walk/run at least 10,000 steps for seven days in a row2× per year€20 for each proof

    With the SBK Bonus Scheme, you can reward yourself with €245 or more.

    *We only reward this activity when you use our Bonus Scheme digitally via Meine SBK.

    How to take part in the SBK Bonus Scheme digitally:

  • Log in via the Meine SBK app. There you can select the SBK Scheme. 
  • Right after logging in with your password, set up the two-factor authentication, if you have not done so already. Only then will you have full access to the SBK Bonus Scheme in the app and be able to see your bonus credit.
  • Collect your activities digitally using your smartphone.
  • Simply select the 'redeem credit' field in the My SBK app. Your bonus will then be paid out to your account. 

    • Good to know:

  • All insured persons from aged 15 or older can use the SBK Bonus Scheme digitally through their own Meine SBK account.
  • After the two-factor authentication, you can also use the SBK Bonus Scheme digitally for your children up to the age of 14, via your Meine SBK account.
  • If you do not have a smartphone, you can submit the relevant documents by post. You can obtain a printed form for collecting stamps from your personal consultant. You can find the contact details here. It is valid for one calendar year.
  • I•Information on the tax implications of bonus payments can be found here.

    • Frequently asked questions about the SBK Bonus Scheme

    More information can be found on the page Frequently asked questions about the SBK Bonus Scheme.

    0800 072 572 572 50

    7 days / 24h toll-free within Germany 

    0800 072 572 587 00
    8 a.m. to 8 p.m. toll-free within Germany

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